There are even wide variations in the prices between neighboring states and within small geographic areas. The cost of giving birth in the most expensive state (California) is more than two times higher than in the least expensive state (Mississippi).
But, because there are so many variables, you may find that your costs are a good deal higher or lower than the average.Ī major factor is where you live.
What is the average cost of having a baby?Ī Kaiser Family Foundation analysis found the average cost of having a baby is nearly $18,900 for people with large employer group insurance plans, with out-of-pocket payments averaging roughly $2,850.